Hello!

I have been asked by quite a few people how much my 10-day trip to Europe cost. I estimated the total to be around $3,000 total, including everything. However, I never really sat down to look at how much I REALLY spent – probably because I was too afraid to see the actual cost, and I know there are things I could have spent more wisely on! With it being my first trip to Europe, alone, I just wanted everything to be easy, so I kind of just handed over my credit card/took out cash whenever I needed something! The actual total ended up being $3,865. I know, I know, not cheap. However, I wasn’t super strict about my spending – almost half was on transportation (flight + train pass), and a LOT of which was spent on chocolate and beer! No regrets. This trip could have definitely been cheaper if I booked earlier than 2-3 months in advance. Anyways, below is the cost breakdown, including information on the credit card I used, and the timeline of booking my trip.

First things first: Credit card. This was definitely a year for spending money, for a couple of reasons:
1) I wanted to travel internationally
2) I wanted to cross a lot off my bucket list
3) I wanted to get my yoga teacher certification

With that being said, I got dinged with international fees when I was in Costa Rica last year & Belize earlier this year, so I needed a card that didn’t charge me fees every time I traveled out of the country. I researched a few cards, and decided to sign up for the Chase Sapphire Card. Since I’m not loyal to a specific airline, and I already bank with Chase, the Sapphire card seemed like the most logical card to get. Below are a few reasons why I chose this card:

• No foreign transaction fees when traveling internationally
• While there is a $95/year fee, the first year fee is waived
• If you spend $4,000 within the first three months of use, you get 50,000 bonus points – which, when booking any traveling through the chase website (super easy and amazing, btw), is $625 towards airfare or hotels. I booked an impromptu trip to Florida, my trip to NYC, AND my upcoming California flights for free with those points!
  • $4,000 may seem like a lot to spend in 3 months, but I put everything on my credit card – bills, groceries, my trip to europe, and every single cost for my yoga teacher training. It’s definitely doable, especially if you add an authorized user to help you spend more money!
• Add an authorized user within the first 3 months, get another 5,000 points (I didn’t use this because, well, I am single and have no one else to use my credit card ;)). However, you could add a parent or a friend to help you earn points!
• 20% off travel when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards
  • You book by logging into your chase account, then go into chase ultimate rewards and book there. The last 3 flights I booked through chase with my points was 20% less than if I had booked through an airline or travel site!
  • As a side note – I had issues booking my last-minute flight to Florida back in October, so I called chase to book over the phone – they spent an hour on the phone with me, looking for the cheapest flight that fit my very limited schedule – seriously, the best customer service ever!
• If you are partial to a specific airline, you can even transfer your points to your frequent flyer travel programs! Ex: Transfer 1,000 points from your chase card to your southwest frequent flyer miles.(Participating programs: British Airways Executive Club, Korean Air SKYPASS, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards^®, United MileagePlus^®, Virgin Atlantic Flying Club, Hyatt Gold Passport^®, IHG^® Rewards Club, Marriott Rewards^® and The Ritz-Carlton Rewards^®.)

This was the card that I used, so I am pretty partial to it. It all depends on what you are looking for in a credit card, what your travel frequency, etc is. So, I recommend looking at all your options and picking what works best for you. Nerd Wallet has a tool that you can use to find the most logical travel card for you based on monthly spend, credit score, fees, etc. Check out their comparison tool here.

Now – on to the more detailed part of the trip
Below is a breakdown by transportation, food, activities, accommodations, items bought for traveling, etc. I am going based off of credit card/debit card activity, as well as extra traveling items I purchased for the trip.

I also created a google doc  beginning in June (I left the second week of September)to add misc information for my trip and to plan – I normally do this for any trip to a place I haven’t been before! It might seem a bit scatter-brained, but it was a great way to keep all of my information in one spot. I basically start out with a blank spreadsheet and add stuff as I go along – I think i edited this until the day I left! It took me a few weeks to actually create a solid schedule, and I estimated all of the costs, but that’s the fun of planning ;).You can check out what it looks like here!

Booking Flights:
I booked my flight less than 3 months before I left – so, my flights were definitely not the cheapest. I recommend booking sooner, if possible. I used google flights to find the cheapest flights based on my timeframe & where I wanted to fly into, then went through my Chase credit card rewards account to book the actual flights (it’s cheaper when booking with points!). Super easy, and all of my information is in one place.

Cost Breakdown:

Transportation: $1,556
Activities: $465
Hostels: $618
Food: $111.07 (on credit card)
Misc (Food, Souveniers, etc): $862.38
Pre-Trip Purchases: $215.57
Total Cost of Trip: $3,865.80

You can find the actual spreadsheet here.

So that’s it! This is what goes on in my brain when traveling and planning my trips! Also, planning versus what actually happens is very different (in a good way!), so always be prepared for the unexpected 🙂

I hope this helps anyone planning a trip to Europe, Oktoberfest, or pretty much anywhere! There are a lot of traveler sites out there with much more information, ways to travel cheap, etc. I recommend taking a look at as many blogs as you can, and taking what you want from them. It’s your trip, so plan the way you want and do what you are comfortable doing! If you have any questions, shoot me an email or leave a comment below!